Managing virtual accounts

Identified incoming cash

We consider an instance of identified incoming cash when the virtual account was informed during the origination process. It can be using Pix QR codes or Open Finance Payment Initiation. Whenever we identified the incoming operation, the virtual account will be applied.

Non identified incoming cash

We consider a non-identified incoming cash all the incoming cash that can't be identified by our pipelines. Whenever this happens, money will be credited to the default virtual account.

Transfer funds between virtual accounts

One of the benefits of a virtual account is cost efficiency. Transfering funds between virtual accounts is free of charge, since both accounts belong to the same bank account.